![]() Membership is required to use Navy Federal’s services. Other perks include up to $9,000 cash back for working with a real estate agent at RealtyPlus, the credit union’s real estate service. No PMI is required, either.Īdditionally, Navy Federal has a rate lock feature that allows you to lock in a lower rate for 60 days up to two times while you shop for a home. The credit union’s VA home loan program features a fast pre-approval process and loan options with no down payment. ![]() Navy Federal Credit Union offers military families low rates on financial products, such as personal loans, auto loans and credit cards. Why we chose it: A combination of low fees, several loan assistance programs and a wide selection of mortgage loans make Navy Federal Credit Union our best VA loan lender overall.
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